Site icon Travel & Motoring Related Guides

How to Check Your Car Tax, Insurance, MOT, and Driving Licence Online (UK Guide)

In the UK, it’s crucial for drivers to ensure all their driving documents are valid and up to date before hitting the road. With paper tax discs and driving licence counterparts now abolished, the process has moved online, making it easier to perform quick checks for car tax, MOT status, insurance, and driving licence details. This guide will walk you through how to check your car tax online, verify your MOT status, confirm your car insurance is active, and ensure your driving licence is valid. We’ll also point out official tools (with links to GOV.UK) and offer some tips for UK drivers and travellers preparing for trips. Whether you’re gearing up for a domestic journey or planning to hire a car abroad, these checks will help you stay legal, avoid fines, and travel with peace of mind.

You can see clearly now… find out how to reveal your road tax status now the disc has gone

Cars on UK roads must be taxed, insured, and have a valid MOT, digital tools make it easy to verify these before a trip.

Checking Your Vehicle Tax (Road Tax/VED) Status

Every vehicle used or parked on UK public roads must be taxed (formally known as Vehicle Excise Duty, or VED) unless it’s declared off the road (SORN). It’s no longer as obvious as looking for a paper tax disc on the windscreen, you’ll need to use an online checker. To check if your car tax is valid online, use the DVLA’s free vehicle tax checker. This official tool will tell you whether your vehicle’s road tax is up to date or if it’s registered with a SORN (Statutory Off-Road Notification). All you need is the vehicle’s registration number (number plate) to get an instant result. If you’ve recently paid your tax or declared SORN, note it can take a couple of days for records to update.

Pro tip: The DVLA has also made it convenient to get reminders; you can sign up for email or text alerts for when your vehicle tax is due each year. This helps avoid inadvertently falling into an untaxed status. And if you use Amazon Alexa, there’s even an DVLA Alexa Skill that lets you ask “Alexa, is my car taxed?”, it will tell you your tax and MOT due dates once you’ve enabled the skill and linked your account. It’s a handy 21st-century way to ensure you stay on the right side of the law!

(Related: If you’re driving an electric or very low-emission vehicle, keep an eye on upcoming tax changes, from 2025, even EVs will no longer be exempt from VED. Our APH blog on green motoring tax changes covers what to expect.)

Checking Your MOT Status and History

An MOT is the annual test of vehicle safety and roadworthiness required once your car is over 3 years old. Driving without a valid MOT certificate can lead to a £1,000 fine and can even invalidate your insurance. Fortunately, you don’t need to rummage through glovebox papers to know if you’re up to date, the DVLA’s online service lets you check your MOT status and full history in seconds.

Check your car’s MoT history for free and in seconds

Did you know? Instead of manually checking, you can ask Alexa to check your MOT due date as well. The same DVLA Alexa Skill mentioned earlier will respond with your MOT status when you provide your car’s registration. It’s available 24/7, useful for a quick reminder while you’re busy doing other things.

Checking Your Car Insurance Status

All vehicles driven on UK roads must be insured at least to the third-party liability level. Driving without insurance is a serious offence; enforcement is two-fold: there’s Continuous Insurance Enforcement (fines for merely keeping an uninsured car) and on-the-spot penalties if you’re caught actually driving uninsured. To avoid any doubt, you can use the Motor Insurance Database to perform a UK car insurance check on your own vehicle for free.

Note: You are only allowed to use the free askMID check for vehicles you own/insure or are permitted to drive. Insurance brokers and employers can also access it for their fleet. It’s illegal to use someone else’s details to sneak a peek at a vehicle that’s nothing to do with you. The paid route (with justification) is there for third-party inquiries. MIB takes misuse seriously, so stick to checking your own car’s insurance status (or your company’s vehicles as appropriate).

Checking Your Driving Licence Details and Validity

Since June 2015, the paper counterpart of UK photocard licences is no more, all your driving licence information (vehicle categories, penalty points, endorsements, etc.) is stored online with the DVLA. It’s important to make sure your driving licence is valid and that the details DVLA holds (e.g. your current address and any penalty points) are accurate. You’ll especially need to do this if you plan to hire a car (in the UK or abroad), as rental companies often require a licence check code or printout. Here’s how to check your licence info online:

Important: If you find you have endorsements (points) on your licence that are spent or incorrect, you can contact DVLA for clarification. Most points stay on record for 4 years (although often only count towards totting-up for 3). The online record will show valid and expired points. If you need to provide proof of your driving record to an employer or foreign authority, you can use the same DVLA service to either share a code or print the details, there’s no need for the old paper counterpart at all.

(Need to change your licence address or update your photo? Our guide on how to change the address on your UK driving licence walks you through the simple online process. Don’t delay, as having an outdated address on your licence could lead to trouble.)

Other Useful Online Resources for Drivers

Beyond the big four checks above, here are a few more handy resources and tips that UK drivers (and travellers) should know about to avoid fines and hassles:

Use these resources for care-free motoring

FAQ – Common Questions on UK Driving Documents

How can I check if my car is taxed online?

You can check your car’s tax (VED) status by using the DVLA’s official online vehicle enquiry tool. Go to the Check if a vehicle is taxed, GOV.UK page, click “Start now,” and enter your registration number. The site will tell you if your vehicle is taxed and until what date. It will also indicate if the car is SORN (off-road). This service is free. If the result shows your tax has expired, you should renew the tax immediately to avoid fines. Remember that driving an untaxed vehicle on the road can lead to an £80 fine (or more if not paid) and up to £1,000 in court penalties.

How do I check my MOT expiry date and history?

Use the Check MOT status service for a quick expiry date lookup, or the Check MOT history service for full details. Both are on GOV.UK and require your vehicle’s registration number. The MOT status check will show if your car currently has a valid MOT and when it’s due to expire. The history service lets you see past results (pass/fail), any reasons for failures, advisory notes, and recorded mileages. This is useful for spotting patterns or potential issues when buying a used car. If your MOT is due soon or just expired, you’ll need to book a test at an MOT garage. Remember, no MOT means you cannot drive the car (except to a pre-booked test) and you risk a £1,000 fine if you do. Consider signing up for MOT reminders by text/email so you don’t forget.

How can I confirm if my car is insured (and find out who I’m insured with)?

To confirm you have valid insurance on your vehicle, use the free askMID lookup. Go to askmid.com and enter your vehicle’s reg. If your car is insured, the result will simply show “Insurance FOUND” (or similar wording) along with the make/model of your car. If it says not insured, then your vehicle isn’t showing as covered on the Motor Insurance Database, in which case, contact your insurer immediately or you may need to insure it or declare SORN. The askMID check won’t display your insurer’s name or your policy details (for privacy reasons). If you’ve forgotten who you’re insured with, check your emails for the policy or bank statements for payments, as that info won’t come from the askMID tool. In an accident situation where you need a third party’s insurance details, you can use the Motor Insurers’ Bureau’s paid service as mentioned (about £10), this will give you the other driver’s insurer and policy number if you provide a valid reason (like a collision). Always ensure you have at least third-party insurance on any car you drive; driving uninsured carries heavy penalties.

How do I check if my driving licence is still valid and see what points I have?

You can view all your driving licence details online via the DVLA’s View Driving Licence service. Log in using your licence number, National Insurance number, and postcode. Once logged in, you can see what classes of vehicles you’re allowed to drive, your licence’s expiration date, and any endorsements or penalty points on your record. If you have points, it will show how many and what they were for, along with the dates. This is effectively the digital version of the old paper counterpart. Ensure your personal details are correct too (name, address, etc.). If your photocard licence has expired or is about to (they last 10 years), you need to renew it, the service will indicate this as well. While checking, you can also generate a check code for sharing your licence with others (like car hire companies); that option will be on the same site. Your licence is valid as long as it’s not expired or revoked, and keeping your address updated and paying any renewal fees on time will maintain its validity. If you still have a green paper licence that’s unexpired, it’s valid, but you can still use this online service to check your details.

What is a DVLA licence check code and when would I need it?

A DVLA licence check code is a temporary alphanumeric code you can obtain from the DVLA website to share your driving licence record with a third party. It’s most commonly needed when renting a car, the hire company uses the code to verify you don’t have too many penalty points or a disqualification. You generate the check code from the View Driving Licence service (there’s a “Share Licence Information” or “Get a code” button once you’re logged in). The code is valid for 21 days and can be used once (if it expires or is used, you’d have to generate a new one). You should get this code within 21 days of your rental start date – we recommend doing it a day or two before your trip for convenience. Some hire companies alternatively accept a printed PDF summary of your driving record (which you can also get from the DVLA site). If you’re hiring in the UK, you will definitely need this code or printout at the desk. For hiring abroad, many companies also ask for it (especially in Europe). Essentially, the code replaces the old paper counterpart as proof of your driving endorsements. Aside from car hire, you might need to give a check code to an employer if driving is part of your job and they need to verify your licence. To reiterate: treat the code like a password – only give it to the party that needs to check your licence, as it grants access to your sensitive licence info (though it doesn’t reveal your address or National Insurance, just the driving record).

.By following the steps above, UK drivers can easily ensure their car tax, insurance, MOT, and driving licence are all in order. These online tools are user-friendly and free, giving you peace of mind that you’re legally ready to drive. It’s especially important to do these checks before a long trip or if you haven’t driven for a while (for example, double-check your MOT if your car’s been in lockdown hibernation, or your insurance if you switched providers).

Staying informed is half the battle in avoiding fines and penalties. Make use of reminder services – put MOT and tax dates in your calendar or phone, and don’t ignore letters from DVLA or insurers. If you’re preparing for a holiday journey, also remember things like breakdown cover and travel insurance (if driving abroad) for a fully stress-free experience.

Lastly, keep an eye on our APH Travel Know-How blog for updates. Laws and requirements do change (for instance, rules for driving in the EU have seen changes post-Brexit, and clean air zones are expanding in many cities). We regularly post articles to help you stay ahead, whether it’s new driving laws, travel tips, or handy guides like this one. Safe driving, and enjoy the journey!

Disclaimer: The information provided in this guide is correct at the time of publication. Rules, charges, and government services may change, so please check official sources for the most up-to-date information before travelling or making decisions.

Exit mobile version