News | Know Before You Go | Winter Sports Insurance

Winter Sports Insurance

If you are planning on taking your family to the slopes this season, make sure that you select the best policy for your trip. To help you out, we have compared the cost of a single and annual multi-trip policy from 20 leading travel insurance for a family of four travelling to either Europe or a worldwide destination. Take a look at the table below and compare costs for your next trip.

Winter sports insurance: Single and annual trips


INSURANCE COMPANY

COST OF INSURANCE IN EUROPE

COST OF INSURANCE WORLDWIDE (inc USA, CANADA)

BENEFITS

AA

Family Single Trip
Single Trip: £45.22

Family Annual Multi-Trip
Annual Multi-Trip: £99.75

Family Single Trip
Single Trip: £86.16

Family Annual Multi-Trip
Annual Multi-Trip: £120.10

Children aged 17 and under and insured for free.


Offers up to 17 days’ annual cover for winter sports.

APH Insurance in association with JS Insurance

Family Single Trip
Elect Essentials: £29.95

Family Annual Multi-Trip
Elect Essentials: £49.95

Family Single Trip
Elect Platinum: £114.01

Family Annual Multi-Trip
Elect Essentials: £69.95

Includes off-piste skiing & snowboarding in areas designated safe by resort management, guided cross country skiing, recreational racing, skiing, snowboarding and snow sledging.

Offers up to 17 days’ annual cover for winter sports.

American Express

Family Single Trip
Single Trip: £45.15

Family Annual Multi-Trip
Essential Annual Multi-Trip: £66.31

Family Single Trip
Single Trip: £98.60

Family Annual Multi-Trip
Select Annual Multi-Trip: £148.77

Includes off-piste skiing & snowboarding with a qualified guide.


Offers up to 17 days’ annual cover for winter sports.

Barclays

Family Single Trip
Economy Single Trip: £63.76

Family Annual Multi-Trip
Annual Multi-Trip: £110.88

Family Single Trip
Economy Single Trip: £105.27

Family Annual Multi-Trip
Annual Multi-Trip: £195.43

Includes off-piste skiing & snowboarding with a qualified guide, snow mobiling, tobogganing & snow shoeing.


Up to 21 days for annual cover for winter sports available.

Complete Ski

Family Single Trip
Single Trip With Ski: £31.99

Family Annual Multi-Trip
Annual Multi-Trip With Ski: £85.99

Family Single Trip
Single Trip With Ski: £73.99

Family Annual Multi-Trip
Annual Multi-Trip With Ski: £111.99

Family policies allow you to take up to 7 dependents below the age of 18 (or under 23 years if they are in full time education) free of charge. This includes step and foster children. Includes off-piste skiing.

Offers up to 24 days’ annual cover for winter sports.

Direct Line

Family Single Trip
Single Trip: £99.75


Family Annual Multi-Trip
Annual Multi-Trip: £114.87

Family Single Trip
Single Trip: £165.31

Family Annual Multi-Trip
Annual Multi-Trip: £161.67

Includes off-piste skiing & snowboarding with a qualified guide, snow mobiling, tobogganing, bobsleighing & cross country skiing.

Offers up to 22 days’ annual cover for winter sports.

Endsleigh

Family Single Trip
Essential Single Trip: £37.79

Family Annual Multi-Trip
Essential Annual Multi-Trip: £103.75

Family Single Trip
Essential Single Trip: £90.76

Family Annual Multi-Trip
Essential Annual Multi-Trip: £181.57

Includes off-piste skiing & snowboarding with a qualified guide.


Offers up to 17 days’ annual cover for winter sports.

Flexicover

Family Single Trip
Winter Sports Silver: £34.05

Family Annual Multi-Trip
Silver Annual Multi-Trip: £70.50

Family Single Trip
Winter Sports Silver: £79.12

Family Annual Multi-Trip
Silver Annual Multi-Trip: £100.20

Covers off-piste skiing, tobogganing, ice skating, glacier skiing & cross country skiing.


Offers up to 17 days’ annual cover for winter sports.

Halifax

Family Single Trip
Single Trip: £72.39


Family Annual Multi-Trip
Annual Multi-Trip: £97.66

Family Single Trip
Single Trip: £112.75

Family Annual Multi-Trip
Annual Multi-Trip: £166.29

Includes off-piste skiing & snowboarding with a qualified guide & sledging.


Offers up to 24 days for annual cover for winter sports.

HSBC

Family Single Trip
Single Trip: £106.02

Family Annual Multi-Trip
Annual Multi-Trip: £110.11

Family Single Trip
Single Trip: £146.84

Family Annual Multi-Trip
Annual Multi-Trip:£157.84

Includes off-piste skiing & snowboarding with a qualified guide, tobogganing, snow mobiling (exc personal liability) and snow shoeing.

Offers up to 21 days’ annual cover for winter sports.

Insure & Go

Family Single Trip
Budget Single Trip: £39.40

Family Annual Multi-Trip
Bronze Annual Multi-Trip: £52.00

Family Single Trip
Budget Single Trip: £90.32

Family Annual Multi-Trip
Bronze Annual Multi-Trip: £64.00

Covers off-piste skiing, tobogganing, snow mobiling, guided cross-country skiing, mono skiing & ice skating.

Up to three under 18s are included free per adult on all travel insurance.

Offers up to 17 days’ annual cover for winter sports.

Lloyds TSB

Family Single Trip
Single Trip: £103.08

Family Annual Multi-Trip
Annual Multi-Trip: £145.10

Family Single Trip
Single Trip: £210.01

Family Annual Multi-Trip
Annual Multi-Trip: £200.14

Includes off-piste skiing & snowboarding with a qualified guide.



Standard cover is 17 days but Lloyds offer up to 30 days’ annual cover for winter sports.

Marks & Spencer

Family Single Trip
Single Trip: £45.64


Family Annual Multi-Trip

Annual Multi-Trip: £55.27

Family Single Trip
Single Trip: £153.22

Family Annual Multi-Trip
Annual Multi-Trip: £129.58

Includes off-piste skiing & snowboarding with a qualified guide.



Offers up to 17 days’ annual cover for winter sports.

More Than

Family Single Trip
Premier Single Trip: £50.26

Family Annual Multi-Trip
Annual Premier Multi-Trip: £89.99

Family Single Trip
Premier Single Trip: £149.55

Family Annual Multi-Trip
Annual Premier Multi-Trip: £149.99

Includes off-piste skiing & snowboarding in recognised & authorised areas only, ice skating & tobogganing.



Up to 21 days’ annual cover for winter sports for an extra payment.

Nationwide

Family Single Trip
Single Trip: £62.16


Family Annual Multi-Trip

Annual Multi-Trip: £93.05

Family Single Trip
Single Trip: £127.37

Family Annual Multi-Trip
Annual Multi-Trip: £133.74

Off-piste skiing & snowboarding is covered within the ski area boundaries of a recognised ski resort & follows ski patrol guidelines.


Up to 31 days for annual cover for winter sports for an extra payment.

OUL Classic

Family Single Trip
Single Trip: £25.00

Family Annual Multi-Trip
Annual Multi-Trip: £52.07

Family Single Trip
Single Trip: £48.43

Family Annual Multi-Trip
Annual Multi-Trip: £67.05

Offers up to 31 days’ annual cover for winter sports.

Post Office

Family Single Trip
Single Trip: £80.00


Family Annual Multi-Trip

Annual Multi-Trip: £85.50

Family Single Trip
Single Trip: £184.00

Family Annual Multi-Trip
Annual Multi-Trip: £139.50

Includes off-piste skiing & snowboarding with a qualified guide.



Offers up to 21 days’ annual cover for winter sports.

Preferential Travel

Family Single Trip
Deluxe Single Trip: £33.03

Family Annual Multi-Trip
Classic Annual Multi-Trip: £64.05

Family Single Trip
Deluxe Single Trip: £64.05

Family Annual Multi-Trip
Classic Annual Multi-Trip: £115.00

Winter sports cover is only available with the Deluxe policy.

Includes off-piste skiing & snowboarding with a qualified guide.

Offers up to 17 days’ annual cover for winter sports.

Sainsbury’s

Family Single Trip
Basics Single Trip: £31.86

Family Annual Multi-Trip
Basics Annual Multi-Trip: £77.45

Family Single Trip
Basics Single Trip: £76.55

Family Annual Multi-Trip
Basics Annual Multi-Trip: £156.84

Includes off-piste skiing & snowboarding with a qualified guide.



Offers up to 24 days’ annual cover for winter sports.

Tescos

Family Single Trip
Single Trip: £58.0

Family Annual Multi-Trip
Annual Multi-Trip: £90.00

Family Single Trip
Single Trip: £96.00

Family Annual Multi-Trip
Annual Multi-Trip: £120.00

Winter Sports are currently a free inclusion.

Includes off-piste skiing & snowboarding with a qualified guide, ice skating, cross country skiing & curling.

Offers up to 22 days’ annual cover for winter sports.

Notes to editor:

  1. Prices based on a family of four including two adults & two children (aged eight – 12).
  2. Prices based on online research conducted on 22nd January 2010
  3. Single trip travel dates: 12th – 19th Feb 2010 (eight days)
  4. Standard winter sports cover unless otherwise stated
  5. All quotes based on no pre-existing medical conditions

When booking travel insurance, it is important that you make sure that you select a travel insurance policy that gives you the level of cover that you require. Check full details of all policy terms, conditions and exclusions with each Travel Insurance provider. APH is an appointed representative of JS Insurance. Jade Stanley Limited trading as JS Insurance is a specialist travel insurance intermediary, authorised and regulated by the Financial Services Authority (FSA) to transact general insurance business. The FSA Registration number is 306205. You can check this information on the FSA's Register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234 Information correct at time of publication and subject to change without notice – January 2010.

APH makes every effort to ensure that the information provided is accurate at the time of collection and publishing but it is provided without any kind of warranty. APH accepts no liability for any loss or damage arising from the use of the information.


Press information

For further press information contact Sarah Falkingham or Katherine Regan at gosh pr on 020 7430 7910 or email sarah@goshpr.co.uk.


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